Instant loans

Shop at your favorite stores and repay in easy fixed monthly payments. Good credit score is not required! Sign up to receive early access to closed beta as soon as we launch.

Seamless shopping

Utilizing credit options should be joyful and rewarding. Unlike credit cards, your loan with Finlyt is not a revolving credit. Our borrowers can make and experience multiple purchases at the same time. Every loan is considered as a close-end transaction.

Finlyt works perfectly on any platform and device you use: computers, tablets and mobile phones including iPhones, iPads and Androids.

Security first

All virtual cards are tied to a specific merchant. Cards expire after first successful transaction. We use advanced machine learning to prevent any anauthorized usage.

TILA compliant

Our loan options are clear and simple. Choose your best fitting financial option and receive all payment information upfront. There are no hidden fees.

Easy loan management

Smart dashboard tool helps you with applying and managing every loan application. It gives you control over every payment, repayment or refund. We are using smart machine learning to help you stay up to date with repayment plans and stay on the top of your spendings, helping you achieve your financial goals.

Easy loan management

Smart dashboard tool helps you with applying and managing every loan application. Gives you control over every payment, repayment or refund you have made against your purchases. We are using smart machine learning to help you stay up to date with repayment plans and on the top of your spendings, helping you achieve your financial goals.

: What will be required to open Finlyt account?

You must be 18 years or older (19 years or older if you live in Alabama or if you are a ward of state in Nebraska), provide valid residential home address, mobile phone number, date of birth and last four digits of your social security number.
: Do you perform credit history check?

Yes, when you open a Finlyt account we perform a 'soft' credit check to validate your identity and determine eligibility for financing. Performing 'soft' credit check will not affect your credit score.
: Is my personal information secure?

Yes, we encrypt every piece of information using split key encryption. Finlyt is PCI-DSS compliant; we are held with same rigorous standards as your bank.

Sign up to receive early access.

We will email you as soon as we launch.

Finlyt Access

We will start operating as closed beta, and will select participants only from our sign up list.

Additional Information

For any questions you may have, please feel free to contact us. We will answer and respond to all inquiries.

Seamless shopping

Security first

TILA compliant

Easy loan management

Easy loan management

What will be required to open Finlyt account?

Do you perform credit history check?

Is my personal information secure?

Sign up to receive early access.

Finlyt Access

Additional Information